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Issue No. 007 Sunday, November 8, 2026
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Team Rivera at Keller Williams Points North
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Our updated storefront graphics for 523 Lake Avenue, St. James.
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The Rivera Report
Sunday Edition · From 523 Lake Avenue
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Good morning,
Wednesday is Veterans Day. We thank every veteran who has served our country, including the many who live and work here on the North Shore.
This issue brings the numbers, a short list for getting your home ready for November weather, what to know around Wednesday, and the week ahead.
Reply any time. Every reply is read by our team.
Team Rivera Steven, Rose and the team at 523 Lake Avenue
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7.18%
Mortgage rate, 30-yr fixed
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0.06 pts
Lower than the week before
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0.96 pts
Above one year earlier
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30-year fixed mortgage rate, national weekly average, released Thursday, Nov 5. Last week: 7.24%. One year earlier: 6.22%.
Source: Freddie Mac PMMS, Nov 5, 2026
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The 30-year fixed average moved from 7.24% to 7.18% between the Oct 29 and Nov 5 releases.
Source: Freddie Mac PMMS, Oct 29 and Nov 5, 2026
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The Nov 5, 2026 average of 7.18% compared with 6.22% a year earlier (Nov 6, 2025).
Source: Freddie Mac PMMS, Nov 5, 2026 and Nov 6, 2025
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The national average eased for the week, and it remains just under a point above where it stood a year ago.
Want the numbers for your town? Reply with the town and we will pull them.
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Getting ready in November
PSEG Long Island lists a few storm steps worth taking now, while the weather is calm.
Build a kit. A battery radio, flashlights and water.
Sign up for MyAlerts. Updates from PSEG Long Island by text or email.
Know the number for downed wires. Report them at 800-490-0075 or 911.
Place a generator outdoors. At least 20 feet from doors and windows. PSEG Long Island, before a storm
November is also when we help owners get a home ready for a winter or early spring listing. A walk-through now gives you a clear list of what to handle before photos and showings.
If you are weighing a sale, section 07 is the place to start.
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04 · This Week on the North Shore
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Mon 11/9 to Sun 11/15
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Saving Private Ryan
Cinema Arts Centre, Huntington. Wed 11/11, see showtimes. A screening on Veterans Day. Details
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Crafts & Cocktails: Corn Husk Figures
Cold Spring Harbor Whaling Museum. Thu 11/12, 6:30 pm. $35, $25 for members. Details
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Paint & Sip
Hosted by the Smithtown Chamber. Atelier Gallery, St. James. Thu 11/12, 6:30 to 8:30 pm. See the calendar for cost. Details
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Pickle Party
Cold Spring Harbor Whaling Museum. Sun 11/15, 1 pm and 3 pm. $15 plus admission, $10 for members. Details
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Strings Under the Stars
In the Planetarium, Suffolk County Vanderbilt Museum, 180 Little Neck Road, Centerport. Sun 11/15, see times. Details
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Dates and times are from each organizer’s site as of Nov 4. Check the link before you go.
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Veterans Day, Wednesday 11/11
Ceremonies. Check your town’s page for Veterans Day ceremony details: Smithtown or Huntington.
Town offices. Smithtown town offices are closed Wednesday 11/11.
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The answer to our last question. Walt Whitman. Born May 31, 1819, in West Hills, in the Town of Huntington, he had the first edition of Leaves of Grass privately printed in 1855, with twelve untitled poems.
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The Stony Brook Grist Mill is a North Shore landmark. About what year was it built?
Reply with your guess. Answer next Sunday.
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07 · One Thing We Can Do for You
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Thinking about a winter or early spring listing? We will walk the house with you and put together a short list of what to handle first. Reply, text 631-213-2005, or visit team-rivera.com.
Know a neighbor who would like this? Forward it. They can sign up at team-rivera.com/rivera-report.
See you next Sunday.
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You are receiving this because you know us, worked with us, or asked to hear from us. This is a marketing email from Team Rivera at Keller Williams Points North.
Team Rivera at Keller Williams Points North · 523 Lake Ave, St. James, NY 11780
Steven Rivera · Licensed Real Estate Salesperson · NYS Lic. No. 10401323081 Team Rivera at Keller Williams Points North · 100 Crossways Park Dr W, Ste 104, Woodbury, NY 11797 · (516) 865-1800 Each Office Independently Owned and Operated · Equal Housing Opportunity 631-213-2005 · teamrivera@kw.com
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